Every driver is always at a risk of getting into accidents every time they’re on the road, and that’s why we all need auto insurance to ensure that we are covered in case of an accident. Auto insurance protects you and your vehicle from several risks, including theft, accidents, and legal obligations. Talk to an agent at Associated Insurance Group of Indiana to help you understand what coverage is most suitable for you while putting in mind the state's requirements.
Just like in every other state in the US, it’s a requirement by law for all drivers in Indiana to maintain a financial responsibility when driving by taking auto insurance. Failure to provide proof of insurance can attract high penalties or a jail term. Plus, your driving license can be suspended.
Coverage Options
Common coverage options include:
Liability: This coverage is mandatory. They are categorized in two: bodily injury liability that covers injury/death of a third party in an accident you’ve caused, and property damage liability that covers costs of damages to someone’s property when you cause an accident.
Collision: Covers the cost of repairs/replacement to your car if damages are caused due to collision with other vehicles or objects.
Uninsured/underinsured: Just because auto insurance is mandatory, it doesn't mean that all drivers have insurance. This covers your car if an uninsured/underinsured driver causes an accident
Comprehensive: Covers the cost of repair/replacement if your car is damaged or destroyed due to non-collision accidents such as theft, fire, or vandalism.
Even though auto insurance seems to cover most risks, there are a few exemptions like intentional damage and wear & tear. At Associated Insurance Group of Indiana, we provide affordable and reliable auto insurance policies that suit your needs. Visit our online rating tool to get a quote. For quality coverage that will give you a peaceful driving experience in Indiana, contact us today.
