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Indiana commercial liability insurance gives business owners peace of mind knowing that their company is protected from financial losses in case of a peril that results in personal injury or damage to customer’s property. Whether you are a general contractor in Evansville, IN or a restaurant owner in Gary, IN, you can protect your business by getting a commercial liability insurance policy from popular insurers like Associated Insurance Group of Indiana.
Accidents can occur any time regardless of how cautious you are or how much safety training you offer to your employees. Have you thought about what could happen if an employee or a customer sued your company? Do you have the financial capability to sustain litigation or will your company be in jeopardy? If your company cannot handle such claims, general liability insurance will help.
Understanding commercial insurance in Indiana
You need to understand how Indiana commercial insurance works before you can start shopping for a policy. Commercial liability coverage protects a business in case a property is damaged or a person is injured while at the business premises. It also covers litigation. General liability insurance, however, doesn’t cover both you and your business.
Types of liability insurance
Indiana general liability insurance comes in different forms. Each policy is designed to offer protection against specific risks that are linked to your company. Your insurance provider may ask you to fill in a quotation request that outlines the kind of work you do. Since the risks associated with every company vary, the Indiana liability policy will vary as well.
Other types of coverage will include public liability and product liability. Product policies cover the manufacturing or supplying of goods while a public liability policy protects you in case your company or employees cause damages to the general public.
Associated Insurance Group of Indiana serves Indiana residents and can help you protect your business against any kind of damage associated with the work you do. Contact us today for more information.