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There are plenty of good roads for motorcycle riders in Indiana to enjoy hassle-free rides. If you are a motorcycle rider, you need affordable and reliable insurance from Associated Insurance Group of Indiana to protect you from unforeseen risks. The premiums depend on several factors, including riding history, usage, security level, the model of the motorcycle, and much more. Regardless of how many or what type of motorcycle you own, motorcycle insurance will protect you from unforeseen circumstances.
All riders are required by law to maintain financial responsibility through motorcycle insurance to cater for injuries or damages if they cause an accident. Failure show proof of insurance could lead to high penalties, including license suspension. In addition, lenders may need proof of insurance before financing your motorcycle.
Common coverage options include:
Liability: All riders are required to carry some minimum liability coverage for both property damage and bodily injury claims. The coverage typically protects you from third-party liability claims against you in case you are responsible for an accident.
Uninsured/underinsured: Protects you and your motorcycle from accidents caused by uninsured/underinsured motorists. It can also come in handy in hit-and-run situations.
Collision: Covers damages caused when your motorcycle knocks or is knocked by another vehicle/motorcycle or object. It also covers your motorcycle if it rolls over.
Comprehensive: Other than collision, your motorcycle can be damaged by other risks such as fire, theft, and vandalism. This will cover such damages.
You can also include additional coverage to your policy such as roadside assistance, accessory coverage, and safety apparel coverage to make sure you are fully protected from any risk. Talk to an agent at Associated Insurance Group of Indiana to help you understand how motorcycle insurance works in Indiana, plus what and how much coverage is suitable for you. For further information, contact us today.